Introduction of P2P framework

P2P essentially means Peer to Peer/ Person to Person. It’s the back-end system designed to support a direct interaction between the partners and the customers.All transactions will be between 2 parties only:

  • B3 to Partner
  • Partner to Customer

Example:

ActionAmount Partner Balance (A)Customer Balance – Liability (B)Partner Usable credit = (A) –  (B)
Partner open a B3 account000
Partner top-up online to B32000200002000
Partner top-up offline to B34000400006000





Customer top-up offline to Partner2006000

40005800
Customer top-up online to Partner30060005005500
Customer top-up online to B31000700015005500
Customer purchase a service (subscription, call, hardware, etc)
Cost 10Price 50
699014505540





Customer withdraw credit to B3 stripe 50064909505540
Customer withdraw via Cheque200649007505740
Customer request refund to PointCost 30Price 10065208505670
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